I am a Senior Mortgage Loan Officer and also a member of the Union Mortgage Group Inc.'s elite President’s Club.  I earned my bachelor’s degree from the University of Maryland and have been in the mortgage banking industry for a total of 17 years.  Union Mortgage Group Inc., a subsidiary of Union First Market Bank, which was founded in 1986 and leads the way in innovative mortgage financing.

We also offer special programs for low and moderate income families,

Such as:   CDA, HPAP, and VHDA

Here at Union Mortgage Group Inc. we have a commitment to excellence; we strive for perfection while assuring an efficient and pleasant experience every step of the way.

My personal goal is to assist clients in obtaining the lowest rate and best available mortgage loan product to fit their needs.  To this end, Union Mortgage Group assists me in constantly updating my portfolio to include the most recent cutting edge loan options.

Ray Stein 

Office:  240-790-5008

Cell:  301-908-4457

rstein@union-mtg.com